Our 2026 travel plan blends status goals, certificate plays, and a careful move toward cash back so we can travel better now and fund freedom later. Along the way we test gold reselling, protect 5/24, and hold out for premium flights that fit a family of five.
• shifting from constant new cards to maximizing existing spend • step-by-step approach to buying and reselling gold with guardrails • Hilton Aspire to Surpass downgrade path for four free nights • prioritizing Hyatt Globalist for suites and breakfast value • trip plans for Thailand, London and Scotland, Switzerland plus Italy • strategy for holding out for business class returns • moving to shorter trips to save PTO and add flexibility • staying under 5/24 and timing future applications • adding cash back via business cards and bank bonuses • using Schwab or Morgan Stanley Platinum to cash out MR at 1.1 cpp • FIRE mindset and key takeaways from Die With Zero
Send us your gold reselling tips and questions on Instagram at travel party five
