Beyond Devaluations – The Honest Truth About Points & Miles in 2025 (A Rant?)

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Despite recent devaluations from major programs like Hilton, Capital One, and others, points and miles are still a viable way to travel the world with your family if you're willing to adapt your strategy and mindset.

• Frustrating changes like Hilton's increased award costs and Capital One's lounge access restrictions are disappointing but not game-ending
• The points and miles game requires a mindset shift—banks make the rules, we adapt and find the optimal paths within them
• Social media can make points and miles seem easier than they actually are—proper planning takes time and effort
• Focus on flexible points currencies to protect yourself from devaluations
• Take advantage of transfer bonuses when they align with your travel needs
• Diversify your credit card portfolio across different banks
• Plan 12-18 months ahead for family travel to secure saver award availability
• Accept that you'll make mistakes along the way—it's part of the learning process
• Points and miles aren't dead, but lazy redemptions increasingly are

If you're feeling stuck or discouraged with points and miles, reach out on Instagram for support or consider joining the waitlist for one-on-one consultations to help plan your next trip.

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Raya

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