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Category: Podcast
[WAITLIST] 1:1 Points Travel Strategy Session – get on the waitlist here!
Travel Freely App – How we keep track of all our cards!
And make sure to follow us on Instagram! @travelpartyof5
Contrary to popular belief, opening multiple credit cards doesn't automatically tank your credit score. I'm living proof – with eight new cards in just six months and an “excellent” credit score of 808 to show for it.
The credit card journey has been quite the ride. Growing up with warnings about the dangers of plastic and experiencing credit card debt twice in my younger years made me initially hesitant. Fast forward to today, and I've completely transformed my relationship with credit cards, using them strategically to fund incredible family adventures through points and miles.
My husband and I break down the eight cards I've opened since January – spanning Chase, American Express, and Citi – and reveal how diversifying across different banks has been crucial to approval success. We share the surprising factors affecting credit scores (like why my husband's 763 score gets fewer approvals than my 808) and how credit history length significantly outweighs the impact of new accounts.
The most pressing challenge we're facing? Meeting a massive $20,000 minimum spend requirement on the Amex Business Platinum. We discuss our strategy, including prepaying bills, planned expenses, and the somewhat controversial world of buying groups. And no, despite my husband's suggestions, we won't be purchasing jet skis to meet the requirement!
These strategic credit card moves have yielded nearly 700,000 points across various programs, funding upcoming adventures to Thailand, Japan, Yosemite, and European Christmas markets. We also tackle the counterintuitive decision to sometimes pay cash for flights rather than using points when the value proposition doesn't make sense.
Want to learn how to leverage points and miles for your own family travel? Join my waitlist for personalized one-on-one consulting sessions where I'll help you maximize your redemptions and plan your dream trips.
**Some of the links on this page are affiliate links, which means I may earn a commission—at no extra cost to you—if you use them. I only recommend products I truly use and love.**
We dive into the complex world of changing and canceling award travel, sharing real experiences and practical strategies to help save your trip when plans change.
• Domestic carriers like American, Alaska, and Southwest generally don't charge fees for award ticket changes
• International airlines like Air France/Flying Blue, British Airways, and Singapore typically charge significant change fees
• A personal saga of spending three hours changing Air France flights reveals important distinctions between calling the airline versus the loyalty program
• Waiting for airline schedule changes can sometimes qualify you for fee-free changes or cancellations
• Premium credit cards like Chase Sapphire Reserve and Capital One Venture X offer valuable trip protection benefits
• An annual travel insurance policy (like Allianz) can provide additional protection for under $500 for a family of five
• Booking one-way flights provides more flexibility and potentially lower change fees when plans shift
• When evaluating change fees, consider whether the improved experience justifies the cost
• Clearing cookies when searching for award availability can sometimes reveal better options
If you've enjoyed our podcast, please leave a review or rating wherever you listen. It helps more people find the podcast and helps us grow to provide more fun content. Thank you!
CHASE SAPPHIRE 100K OFFER!!! (major thanks for using our links!)
Follow us on Instagram @travelpartyof5
Discover our first episode in the Summer in Phoenix staycation series where we visit the Hilton Phoenix Tapatio Cliffs to determine if it's worth your points or dollars for a family getaway.
• Hilton Phoenix Tapatio Cliffs is nestled in the mountains about 20 minutes north of Phoenix airport
• Property features five pools plus “The Falls” water feature with a water slide that kids love
• Resort is showing its age despite renovations, with rooms that feel dated and slightly musty
• Service levels align more with a three-star property than the four-star rating it claims
• Food and beverage options are adequate but expensive, with drinks running $20+ each
• Points value ranges from reasonable (40,000 points in summer) to poor (up to 117,000 in spring)
• Property works well for families on a budget, especially those using Hilton points during low season
• Location requires a car as there are no walkable restaurants or attractions nearby
Don't forget to apply for the Chase Sapphire Preferred card with its limited-time 100,000 point sign-up bonus – only three days left when this episode airs! Check our show notes for our referral link.
CHASE SAPPHIRE 100K OFFER!!! (major thanks for using our links!)
Follow us on Instagram @travelpartyof5
Positioning flights are a strategic tool for families who want to access better award flight availability and save money when traveling. These flights take you from your home airport to another airport where you'll begin your main journey, opening up more travel opportunities.
• Alaska Airlines offers the best value, with flights as low as 4,500 miles per person for short haul domestic routes
• Book positioning flights at least 11 months in advance for best availability and lowest prices
• Always fly in the day before your long-haul flight when traveling with a family to avoid missing connections
• Use hotel credit card free night certificates for airport hotels to minimize costs
• Consider the total travel time and flight patterns – sometimes a positioning flight creates a more comfortable journey
• Watch weather forecasts carefully for both your home city and positioning city
• For families, positioning to airports with direct international flights often means better flight times and fewer overnight flights
• Budget airlines can be good options if you factor in baggage costs and use shopping portals for extra savings
• Always try to arrive at and depart from the same airport when possible
• The Ride Safer Travel Vest is a great alternative to car seats when navigating transportation at your positioning city
If you've gotten any value from our podcast, please leave us a rating or review wherever you listen. That helps more people find our podcast and my goal is growing the podcast.
CHASE SAPPHIRE 100K OFFER!!! (major thanks for using our links!)
We spent 24 hours in Chicago before flying to Paris using points and miles, staying at the Intercontinental Magnificent Mile and exploring the city with our three kids. This strategic positioning flight saved us points while giving us an exciting mini-vacation in Chicago with deep dish pizza, the Bean, and activities like the Ice Cream Museum.
• Booked Chicago to Paris for 85,000 Flying Blue points for all five family members
• Used Southwest credits and gift cards for the positioning flight from Phoenix
• Stayed at the Intercontinental Magnificent Mile using a free night certificate
• Received a room upgrade thanks to IHG Platinum Elite status
• Kids enjoyed the hotel's indoor pool movie night with popcorn and lemonade
• Visited Chicago highlights: Lou Malnati's deep dish pizza, the Bean, and Starbucks Reserve
• Ice Cream Museum was expensive but memorable for the children
• Ed Debevic's restaurant with intentionally rude servers was entertaining
• Positioning flights can be cost-effective when traveling as a family
• Using hotel night certificates makes layovers more comfortable and fun
If you get any value from this podcast, please take two seconds to leave us a rating or review wherever you listen. Come say hi on Instagram @travelpartyof5