Category: Podcast

Thanks for finding our podcast! We are a family of 5 who does most of our travel using credit card points and miles and we share how we leverage credit card offers to earn a ton of points/miles so we can afford travel as a larger family.

Follow us on Instagram @TravelPartyof5

Lake Tahoe is easily the most beautiful lake I've ever seen, and I grew up in the Finger Lakes of NY state so I feel like that's a bold statement. The snow capped mountains provided a stunning backdrop for our family adventure using Hyatt points for a completely free stay. In this episode we navigate hotel renovations, secure a suite upgrade, and discover the magic of North Lake Tahoe's beaches and activities.

• Using 92,000 Hyatt points for a four-night stay at the Hyatt Regency Lake Tahoe
• Enjoying complimentary shuttle service to nearby beaches despite hotel renovations
• Securing a spacious suite upgrade after addressing disappointing service
• Experiencing the hotel's impressive amenities including heated pool, hot tubs, and complimentary ice cream
• Renting e-bikes to explore the shoreline and discover Hidden Beach
• Dining at local favorites like Bowl Incline, Koi Sushi, and Big Water Grill
• Visiting Incline Beach and Burnt Cedar Beach with crystal-clear waters
• Learning about the geographical split with North Lake Tahoe in Nevada and South Lake Tahoe in California
• Battling unexpected sunburns due to the 6,000-foot elevation

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Chase has refreshed the Sapphire Reserve and launched a brand-new Sapphire Reserve for Business card, both with a hefty $795 annual fee and elevated welcome offers. The changes reflect Chase's push into the ultra-premium card space with enhanced credits and benefits, though the value proposition varies depending on your spending habits and travel patterns.

• Both cards offer $300 annual travel credits that automatically apply to eligible purchases
• Personal card offers 100,000 Ultimate Rewards points plus $500 Chase Travel credit after $5,000 spend
• Business card offers 200,000 points after $30,000 spend in six months
• $500 in annual credits for “the edit” hotel collection, split between first and second half of year
• Personal card includes exclusive $300 dining credit and $300 StubHub credit
• Business card includes ZipRecruiter, Google Workspace, and giftcards.com credits
• Both provide Chase Sapphire Lounge access for cardholder plus two guests
• Chase appears to be implementing new application rules similar to Amex's lifetime language
• Current Sapphire Preferred holders may not be eligible for the Reserve card
• For existing Reserve cardholders, the annual fee increase timing affects the value proposition

Follow us on Instagram @travelpartyof5 for updates on our application experiences and outcomes with these new Chase Sapphire offers.

Thanks for finding our podcast! We are a family of 5 who does most of our travel using credit card points and miles and we share how we leverage credit card offers to earn a ton of points/miles so we can afford travel as a larger family.

Follow us on Instagram @TravelPartyof5

The towering sequoias of Mariposa Grove, the refreshing mist from Bridal Veil Falls, and the unexpected joy of watching our typically reserved 11-year-old exclaim “This is amazing!” – our family adventure to Yosemite National Park delivered all this and more.

Our road trip strategy began with renting a hybrid minivan for the 2,000-mile journey, earning American Airlines miles while saving our personal vehicle from mountain roads and inevitable snack debris. After an overnight at the Holiday Inn Express in Oakhurst (booked with an IHG free night certificate), we kicked off our Yosemite exploration with the Valley Floor Tour – a perfect introduction that provided fascinating insights into the park's history and ecology, including how indigenous fire management practices were disrupted by European settlers.

For families considering Yosemite with young children, we discovered some perfect trails: Lower Yosemite Falls offers an easy walk with spectacular views, while Bridal Veil Falls rewards visitors with cooling mist after a short hike. The more ambitious Mariposa Grove trail showcased magnificent giant sequoias but required multiple breaks to manage the heat and terrain with our little ones. One unexpected highlight? Encountering a rattlesnake – though we had hoped for bears and deer during our visit!

Accommodation was a crucial part of our experience. Rush Creek Lodge, located just minutes from the west entrance (though still a 45-minute drive to the valley floor), proved worth every penny of its $538 nightly rate. The resort offered heated pools, zip lines, game rooms, nightly s'mores, and endless activities that kept our kids entertained from sunrise to sunset. Even without televisions in the rooms, we connected as a family through board games and outdoor adventures.

Our biggest tips? Map your route carefully to minimize backtracking on winding mountain roads, prepare for motion sickness with Dramamine (administered a full hour before departure), and check multiple weather sources before packing – we brought cold-weather gear for forecasted 60-degree days but encountered 90-degree heat instead!

Looking to create your own Yosemite memories? Follow us on Instagram @TravelParty5 for photos, videos, and more insights from our adventure. And tune in next week when we continue our journey with our Lake Tahoe experiences!

[WAITLIST] 1:1 Points Travel Strategy Session – get on the waitlist here!

Link to my entire trip planning checklist for FREE! 

And make sure to follow us on Instagram! @travelpartyof5 

Despite recent devaluations from major programs like Hilton, Capital One, and others, points and miles are still a viable way to travel the world with your family if you're willing to adapt your strategy and mindset.

• Frustrating changes like Hilton's increased award costs and Capital One's lounge access restrictions are disappointing but not game-ending
• The points and miles game requires a mindset shift—banks make the rules, we adapt and find the optimal paths within them
• Social media can make points and miles seem easier than they actually are—proper planning takes time and effort
• Focus on flexible points currencies to protect yourself from devaluations
• Take advantage of transfer bonuses when they align with your travel needs
• Diversify your credit card portfolio across different banks
• Plan 12-18 months ahead for family travel to secure saver award availability
• Accept that you'll make mistakes along the way—it's part of the learning process
• Points and miles aren't dead, but lazy redemptions increasingly are

If you're feeling stuck or discouraged with points and miles, reach out on Instagram for support or consider joining the waitlist for one-on-one consultations to help plan your next trip.

[WAITLIST] 1:1 Points Travel Strategy Session – get on the waitlist here!

Travel Freely App – How we keep track of all our cards! 

Card Pointers App 

And make sure to follow us on Instagram! @travelpartyof5 

The intimidating numbers associated with credit card annual fees often mask the real value these cards provide through their benefits and credits when used strategically.

• Breaking down how we manage $5,500 in credit card annual fees annually
• Understanding the value proposition: first-year annual fees are always offset by welcome bonuses 
• Using Travel Freely app to track 5/24 status and upcoming annual fees
• Leveraging Card Pointers app to maximize monthly, quarterly, and annual credits
• Amex Business Platinum ($695 x 2) provides approximately $1,750 in usable credits
• Chase Sapphire Reserve ($550) delivers $600 in credits we actually use
• Hilton Aspire ($550) offers $600 in credits plus a valuable free night certificate
• Most hotel-branded cards provide free night certificates worth more than their annual fees
• Total analysis shows we're receiving $5,153 in usable credits against $5,505 in fees
• Not every card provides positive value, and that's okay for strategic purposes

If you're interested in personalized advice about points, miles, and finding the best credit card strategy for your travel goals, I'm now offering one-on-one consultations. Visit the link in the show notes to join the waitlist.