There are some parts of traveling that can feel very overwhelming, especially when you include all of the planning and logistics that need to happen leading up to a trip. I had been putting off getting passports for our kids because once you get them, they are only good for 5 years (versus 10 years for adults) and they are not cheap. It never made sense to do it until we had a set trip planned. Finally at the end of last year we had to bite the bullet as we were planning our first trip outside of the country for early 2024 and wanted to ensure we allowed enough time for processing. At the time, processing times were 12-16 weeks although they seem to have shortened since then. Additionally, there were a couple of things that caught us by surprise even though, once I thought it through, they make perfect sense.
Those two things are:
I had planned to apply for the kids passports just like I did my own – get photos taken at Walgreens, fill out and print the applications and mail them off with the appropriate documents. But while I was trying to find instructions on how to mail them in, I realized my only option was to schedule an in person appointment. And that’s when I realized this needs to be done in person, and that my husband also needed to attend. Was it inconvenient to get all 5 of us in the same place at 3pm on a Thursday between everyones work and school schedules? Yes, it absolutely was. But does it make sense to me that, in order to get a legal document authorizing my child to leave the country, this needs to happen in person with the consent of both parents? 1000% yes.
The state department does a really good job of laying out exactly what you need to complete this process and this website right here should be your Bible when applying for a passport: Applying for a Passport for a Child Under age 16. I would recommend first making your in person appointment because, at least here in Arizona, the first available appointment for 3 kids was 6 weeks out. Perhaps it would have been sooner with only 1 or 2 kids?
Once you have the appointment set, read through the above linked site several times as you’ll need to be very detail oriented to ensure you don’t forget anything. Our children are all US citizens and we are both listed on the birth certificate so our situation was fairly straight forward. Here’s what we brought to our appointment in Arizona (but again, please refer to the link above to confirm what you’ll need for your specific situation):
Despite being ultra prepared with paperwork, we did have one hiccup in that during our appointment. The woman who helped us thought that 2 of our 3 kids’ passport photos would be rejected. So she recommended that we drive back to the place we had gotten them taken (like 2 months before, mind you) and have them redone. So my husband went back to work and I traipsed all three kids back to Walgreens, had the photos redone, and then went all the way back to the passport office with all three kids in tow. As a side note, keep your receipt because Walgreens redid them at no cost to me.
She mailed everything off, handed me a receipt and told me how to track the progress, and sent us on our way. It was roughly 4 weeks from our appointment date to the day I received all the passports in the mail, which was a very quick turnaround. While we did not pay for expedited service, you can certainly do that if you have a trip rapidly approaching. I also would not assume that 4 weeks is the norm and would allow for extra time (6-12 weeks) just in case.
Overall, the process of obtaining passports for a child (or three) though initially overwhelming, was a fairly easy process that I’m sure we will appreciate even more as we explore Costa Rica in a couple of months! And now, with passports in hand, our family of five is now ready to embark on more exciting global adventures in the future. In fact, we are already starting to plan 2 big international trips for 2025. Hope you can join us for the journey!
If you’re brand new to travel hacking (using credit card points to book flights and accommodations), this is where you should start, regardless of whether you aim for one family trip every couple of years or frequent travel throughout the year.
TLDR – opening up random cards with no plan or strategy is usually not the best and often comes back to bite you in the butt.
A brief backstory – We have been travel hacking “seriously” for about a year and a half and we’ve been to Maui, San Diego, Oceanside, San Francisco and most recently Washington DC! But going back in time, I actually took my first “free” flight in 2018, and I went to Bali. I had purposely opened up a card for this exact reason, and used all my points on one flight. I booked my flights through the Chase portal because, at the time, I didn’t know any better (this is not the best value for your points). But I still got to Bali (and home) completely free. And got a 24 hour layover in Hong Kong too!
Before jumping into actionable steps, it’s important to prioritize responsible credit card usage when engaging in this hobby. We strongly recommend that if you currently have credit cards that you’re paying off, do that first before you start. You’re not getting free travel if you’re paying interest on a credit card balance.
You want at least a 640 to start, and the higher the better. Sites like Credit Karma are ok for checking your score but in our experience, Experian Boost is the best one and it’s the one we use. You can create a free account to check your score and you can see the “ingredients” of your credit score.
The Chase 5/24 rule is a Chase rule that states that if you have been approved for five or more personal credit cards in the last 24 months, you will automatically be denied for any additional Chase credit cards. This includes all credit cards, not just Chase cards. So if you signed up for a JC Penney card last year, or a Discount Tire card like we did before we knew better, that card counts as one of your five cards. This is why it’s often recommended to start with Chase cards – because you’re starting the 24 month clock and the hope is by the time you’ve run out of Chase cards, you can move on to Capital One and American Express cards, neither of whom have this 5/24 rule. And then in 24 months you can move back to Chase, and so on.
This one might seem kind of silly, but let me explain why it’s important. Each credit card you sign up for is going to have what’s called a “minimum spend” requirement. This is the minimum amount you need to spend on that card in order to receive the sign up bonus (often called a SUB) and there is usually a specific timeframe in which you need to hit that minimum spend. Most commonly it’s 90 days, but not always – I’ve seen 60 days or 180 days on some cards.
So not only do you need to know how much you’re spending to know if you can hit the minimum spend, the goal here is to not spend any more money than you would without the credit card. So knowing your usual budget is a good way to keep yourself in check and ensure you’re not overspending.
Recognize that not all points have equal value, and different ecosystems act as distinct currencies. For instance, compare Marriott and Hyatt points – You can transfer your Chase UR points to both Marriott and Hyatt – but it’s often not the best value to transfer them to Marriott. This is because 1 Marriott Point holds less value than 1 Hyatt point. So for example, you can get an average run of the mill Marriott for 50K Marriott Points a night but for 35-45K you can book a Park Hyatt, which is the highest tier super luxury hotel for Hyatt.
I’m not saying one is better than the other, but I’m saying it’s important to know the value of the points you’re wanting to use. As far as redemptions go, a good Marriott point redemption is about 0.8 cents per point, and a good Hyatt point redemption is 2 cents per point or more. Don’t get overly concerned about point values initially; it becomes easier over time to discern good values with practice. Ask yourself if a redemption aligns with your family’s needs and brings joy; if yes, book it without worrying about the point value.
The other thing that’s important to understand, is that there are two main categories of points. There are flexible points, and airline/hotel specific points (these are called cobranded cards).
Let’s start with the flexible points – some of the more popular ones are: Chase Ultimate Rewards Points (UR), Capital One Points, and American Express Membership Rewards (MR) – think of these points as a flexible currency that can be transferred to different transfer partners. A transfer partner is a hotel or an airline that accepts these points as a form of payment. So, for example, I open up a Chase credit card and I earn 60,000 Ultimate Rewards points. I can then transfer those 60,000 Chase Ultimate Rewards points to places like Southwest Airlines, United, British Airways, Hyatt, and so on to book a hotel room or a flight.
The second main category is going to be cobranded cards that are specific to that airline or hotel chain. For example, you can open a Southwest Rapid Rewards credit card and earn, let’s say 60,000 Southwest Rapid Rewards points once you hit the minimum spend. These points can only be used to book flights on Southwest Airlines, you cannot transfer them anywhere else. Almost every airline and hotel chain has their own are cobranded cards and they all earn points that can only be used for that specific airline or hotel.
If your credit score exceeds 640, you’re under 5/24, and you can meet the minimum spend, consider opening a Chase Sapphire card, widely recommended by travel hackers for its benefits and features.
There are 2 Chase Sapphire cards – the Preferred and the Reserve. Check out the table below to review the differences between the cards. You’ll need one of these 2 cards in order to transfer your Chase Ultimate Rewards points to any transfer partners.
Chase Sapphire Preferred | Chase Sapphire Reserve |
Annual Fee: $95 Annual Travel Credit: $50 (must book thru Chase portal) Auth user fee: $0 Foreign Transaction Fee: $0 Travel Insurance: Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation/Interruption Insurance. Rewards/Bonuses: 3X points on dining, 2X points on travel | Annual Fee: $550 Annual Travel Credit: $300 (just has to code as travel) Auth user fee: $75 Foreign Transaction Fee: $0 Travel Insurance: Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation/Interruption Insurance. Rewards/Bonuses: 3X points on travel and dining Airport Lounge Access: Complimentary Priority Pass membership TSA PreCheck/Global Entry credit: up to $100 reimbursed every 4 years |
Jumping into the travel hacking arena calls for a thoughtful and strategic approach, as we shared above. By starting with a clear understanding of your credit score, navigating key rules like the Chase 5/24, and evaluating your monthly spending habits, you can start to maximize the benefits of credit card points for almost free travel and the Chase Sapphire card is an excellent starting point. If you’ve been confused about where to start in the exciting world of travel hacking, we hope this has been helpful. We’d love to hear where you’re going on your first trip. Happy travels!
Washington DC is a fantastic place for families to visit, in part because a lot of the museums and activities are free! Here’s how to plan a trip to Washington DC with your kids and not break your budget.
Washington DC has 2 main airports – Dulles International (IAD), and Ronald Reagan Washington National (DCA). DCA is closer to the city and sometimes has more direct flights from the west coast, but Dulles has a Capital One Lounge we enjoy visiting. If you’re a Capital One Venture X cardholder, this is the airport I would use. It also is the only one of the two that Southwest flies into, and we currently hold 2 Southwest Companion Passes. Since the Southwest Companion Pass is a big part of our strategy for making travel more affordable as a family of 5, we flew on Southwest there and back, into and out of Dulles. You can access the DC Metro from inside the Dulles airport, and it’s about a 45 minute train ride into the city – we trekked all three of our kids, all of our bags, and a stroller and found it easy to do. You can also take the metro from DCA and it takes about half the time.
We chose to stay at the Grand Hyatt for it’s central location. As a family of 5, it was a bit of a squeeze into one room but we made it work. Our room had double beds (a lot of hotels under the Grand Hyatt brand tend to have double beds vs queen beds), and so you might want to bring an air mattress if you have an older kid. We brought one for our 9 year old this trip for the first time. Our daughter can still sleep in a pack n play so we still request one on every trip. This hotel had direct access to the Metro which was a big selling point for us being that we’d be taking that from the airport with all our bags. The Grand Hyatt Washington is a Category 4 Hyatt, and costs 15,000 points a night on average. Another good Hyatt option for families would be the Hyatt House Washington DC/The Wharf – they have suites that are fairly spacious and some have kitchenettes too. The Hyatt House is a category 3, and averages 12,000 points a night.
If you’re a Marriott stan, the Washington Marriott at Metro Center is centrally located and has an indoor pool. There’s also the JW Marriott Washington, DC which is walking distance to the White House. And of course there are countless other hotel options to choose from. If we go back, I’d probably give the Hyatt House a try to save a few points and get a bit more space. That being said, we were very happy with the Grand Hyatt – they even have a Starbucks in the lobby – and found the surrounding area quite walkable with kids.
White House Tour: You can schedule one, and it is free. The way to do this is you have to contact your State Senator or district representative – most of them have a page on their website where you can request a tour and you have to do it no more than 90 days prior to your trip. They will send you a questionnaire to fill out and you enter the names of everyone in your party (kids too), the dates/times of your trip and your preferred days you’d like to do the tour. Then, about 2 weeks prior to your trip, you’ll get an email letting you know whether or not you got a tour, and if so, when it is.
The tour itself takes about 30 minutes, and it’s self guided which I was a bit surprised by. I would have taken more time if the kids weren’t there, but I still thought it was neat to see the different rooms inside and they thought it was cool too. There are Secret Service in each room you walk through and the ones we talked to were incredibly knowledgeable about the room they were in. They were very informative about the age/history of the paintings as well as other stories behind items in the rooms.
Before or after your tour, you can go to the White House Visitor Center and have your kids get sworn in as Junior Rangers. Kids get a little activity book and 1-2 little badges.
Smithsonian Museum of American History: At the time of writing this, there are currently 2 exhibits here geared towards kids. There is the Wegmans Wonderplace and the Spark Lab – and both were big hits with our kids. The Wegmans exhibit is like a mini grocery store for the kids to shop, and the Spark Lab had all kinds of different stations set up where you could do things like make an electrical circuit, or try and build a bridge that can hold weight, you could make music, and a bunch of others. We spent maybe an hour between those two exhibits? We were also going to do the “America on the Move” exhibit as I heard they had a train the kids could go inside, but sadly it was closed the day we were there. We did check out the Gunboat Philadelphia which was FASCINATING actually – our 9 year old thought this was cool too – it is an actual gunboat that had originally sunk on Lake Champlain in 1776 during a battle with the British and was discovered and raised out of the lake in 1935.
They even had little tiny post-it type papers on the ground around the boat and I realized what was happening is the wood of the boat is flaking off, and they are marking each flake by putting a little paper or something underneath it after it falls. I mean, this boat was sunk by a cannonball 250 years ago and now we get to look at it. Incredible. Definitely something for everyone at this museum!
Smithsonian Museum of Natural History: – If your kid is into dinosaurs, this is the place for you. And the best part is it’s kind of right next doors to the Museum of American History. They have the big dinosaur skeletons, and a giant shark on the ceiling, but the coolest part for all of us is that there is a real lab called the FossiLab where you can watch through the window and see museum staff unpack new fossil shipments, remove fossils from rock, illustrate fossils, etc – these are real fossils and it was so cool to see. Our 9 year old is super into dinosaurs still and he loved this (so did we!).
Washington Monument & Lincoln Memorial: Our oldest son had asked where Martin Luther King Jr. gave his “I Have a Dream” speech and it was cool to show him the Lincoln Memorial. Our younger two enjoyed walking very close to the edge of the reflecting pool and giving me constant anxiety. You can fairly easily walk between the Monument and the Memorial, just be prepared to also walk back unless you can take a cab! I recommend going during “golden hour” – the hour right before the sun sets – as the sky was gorgeous. Also recommend Spiderman poses as needed.
International Spy Museum: This was the only museum we paid for the entire trip – I think it was around $70 for all of us (our youngest 2 were free as they were both 6 and under) – and it was a big hit for both kids and adults. Basically you are assigned a spy identity and given a mission, and have to complete the mission as you work your way through the museum. And in addition to your mission, there is a ton of historical facts and paraphernalia showing you the history of espionage.
National Postal Museum – I know this one sounds kind of boring but it was recommended on a lot of other blogs so we decided to check it out and they were right – we all really enjoyed it. They have a big semi truck cab that kids (or adults) can climb into and “drive” and the kids did this multiple times. They also had a wagon kids can sit in, a little kiosk where they have different kinds of mailboxes and you can practice “delivering the mail” (this again got repeat visits from all 3 of our kids). They had “throwing bins” where kids could practice throwing cardboard packages into the correct bin based on the address on the package, and they even had a sorting game my husband and I played where you looked at badly written envelopes and tried to quickly guess which city/zip code they went to.
Upstairs they have a robust stamp collection, your kids can start their own stamp collection if they’re into that, and – one of the most interesting things to me – they had undeliverable mail from places like the World Trade Center. As seems to be a theme in DC, this museum has something for adults and kids alike.
National Air and Space Museum – while we didn’t make it here on this trip, this is another top recommendation for kids while visiting DC. They have exhibits such as Destination Moon which is all about the moon landing, the history of commercial aviation, a “tour” of our solar system and more. This is high on our list next time we return!
In full transparency, there are a ton of restaurants around DC that will fit the bill of being kid-friendly (and also a lot that won’t). Here are the places we personally ate-
Old Ebbitt Grill – this is a DC staple (opened in 1856!) and it’s the perfect spot for lunch before or after your White House tour. The entrance is a brief 5 minute walk from the WH Visitor Center or the White House exit. The menu was great and had something for all of us – would absolutely return here.
The Hamilton – This is probably not often ranked as a good restaurant for kids (it was packed and seemed more like an after work happy hour crowd), but we thought it was fantastic. As a side note, I think it shares an owner with Old Ebbitt Grill which we didn’t realize until we noticed the menus were very similar. We had no reservation and were seated right away on a Wednesday night despite it being very busy. It was already super loud so we didn’t have to worry about our kids being the loudest ones in there, the menu was extensive and the food was delicious. I had shrimp pasta, my husband had Japanese food, and the kids had wings/burgers. They had something for everyone and we just had a really fun meal. And after walking around the city all day with 3 kids, it was a big relief to sit and relax with a great meal and a cocktail.
Tatte Bakery & Cafe – this is a quick walk from the Grand Hyatt and a decent option for a quick breakfast sandwich and coffee/juice.
City Tap House (Penn Quarter) – also walking distance from the Hyatt, this is another solid option for lunch or dinner. I believe they have a few other locations around the city too.
Dolcezza Gelato – This is a solid option if you’re looking for something ice cream-ish within walking distance of the Grand Hyatt. The flavors might be a bit elevated for a kids palette but you can’t really go wrong with chocolate.
We also had breakfast a couple times at Cabinet which is inside the Grand Hyatt and it was fine. The kids always enjoy a buffet.
Love Makoto deserves an honorable mention here as well. While we didn’t get to try this on our trip, maybe you can on yours! We will absolutely be going next time. It’s brand new to DC as of 2023 and it’s a Japanese Food Hall with a few different restaurant concepts within it – currently sushi, Japanese BBQ, and also a fast casual spot.
Note: When dining out in DC you’re likely to see an added service charge on your bill that apparently is not a tip. This is because a bill was passed recently that raises the minimum wages of tipped workers, so the restaurants are passing that cost on to the patrons. Some DC podcasts I listened to prior to our trip said they do treat that as the tip, and some say they don’t. The confusing part is the amount isn’t standard – some places it was 3%, or 5% or even 10-15%. So use your discretion but potentially plan for that in your budget.
The easiest way to travel around DC with kids is to walk or take the Metro and that’s what we did. There’s no messing with car seats or trying to find a Lyft/Uber with a car seat (in our experience, they don’t have them in DC anyways). Apple Maps does a great job of telling you what trains to take to get where you want to go – you just have to choose the “public transportation” icon when searching- and that’s what I would recommend. In my experience, kids also enjoy waiting for the trains, trying to guess which way they will come from, etc.
The other option would be to rent a car, which we did at the end of our trip – but only because we had plans to leave the city for a few days. Keep in mind if you do rent a car, you’ll need to factor in the cost of hotel parking along with any other street parking.
It absolutely is. The free museums alone make this a super budget friendly place to bring a family, but on top of that, the museums are, like, actually really cool. And that’s coming from someone who doesn’t normally enjoy museums. We would absolutely return with our kids again and if you’re on the fence about visiting with yours, I cannot recommend it enough. It’s both educational and fun which, let’s be real here, is all we really want as parents right? And using points and miles for our flights and hotel meant this was one of our cheapest family trips of the year. Go ahead and get your museum on!
As we head into 2024, I thought it would be fun to share our “Travel Party of 5 2023 Wrapped” recap- where we’ve been, how we got there, cards we’ve opened, points we’ve earned and lounges we visited.
Maui, HI, San Francisco, CA, Newport Beach, CA, San Diego, CA, Oceanside, CA, Anaheim, CA, New York City, NY, Las Vegas, NV, San Antonio, TX, Horseshoe Bend/Antelope Canyon, AZ, Southport, NC, Syracuse, NY, Rochester, NY, Washington DC, Harrisonburg, VA
Southwest (we have 2 Companion Passes through the end of 2024!) and American Airlines (this was just me and it was a last minute flight I booked to see my grandfather before he passed away – I used British Airways Avios points to book).
Hyatt Regency Maui (before the fires), Hyatt Regency Embarcadero, Hyatt Regency Newport Beach, Manchester Grand Hyatt San Diego, Hyatt Regency La Jolla at Aventine, Hyatt Place Page/Lake Powell, The Beekman (NYC), Hyatt House at Anaheim Resort/Convention Center, The Seabird Resort, Grand Hyatt Washington DC, Royal Palms Resort and Spa
Raya: 6 cards – Chase Ink Business Cash, Chase IHG One Rewards Premier, Chase Ink Business Preferred, Capital One Venture X, Chase Ink Business Unlimited, Chase World of Hyatt Business card.
Duane: 3 cards – Chase Southwest Airlines Rapid Rewards, Chase Sapphire Preferred, Chase Ink Business Cash
We earned 1,025,000 from welcome offers alone – does not include any referral bonuses between cards but in full transparency, this does include some cards opened at the end of 2022. We use the TravelFreely app to keep track of all our cards/points!
The Club at LAS (Vegas), The Club at CLT (Charlotte), Capital One Lounge at Dulles, Capital One Lounge in Denver.
Lots of new trips coming plus reviews and more information on a lot of the above spots throughout the year. We’ve decided to aim for Hyatt Globalist status in 2024 and will share more throughout the process. I would also LOVE to accumulate 1,500,000 points this year between the two of us. Thank you for following along on our little journey, stay tuned!
Whether we’re paddling the salt river for just a few hours, or getting away for a weekend trip with our boards, these are the exact boards we use plus all the other things we bring almost everytime we take our paddleboards out.
Please note: Affiliate links (links that give me a small reward if you buy) are sprinkled in this post.
DAMA 10ft Inflatable Stand Up Paddleboard – this is the exact board I have and it comes with everything you need including a dry bag and a kayak paddle, which I use more often than the one sided paddle. I’ve had mine for a year, and another friend of mine has the same one and it’s lasted her several years already. I’ve even brought my 9 year old son on this board with me and we had plenty of space.
Advenor Paddleboard – a friend of mine has this one and hasn’t had any issues with it. It’s $100 cheaper than my DAMA and a good budget option for your first board. Note that it doesn’t come with a dual sided paddle.
SereneLife Paddleboard – another good budget option (the cheapest one yet!), a friend of mine has had two of these for 3 years and it’s still going strong. Similar to the Advenor, it does not come with a kayak (dual sided) paddle.
Dry Bag – this is the one I would get if my board didn’t come with one
Dual Sided paddleboard paddle – this is what I would get if mine hadn’t come with one
Electrolyte Packets – LMNT or LiquidIV – I’ve used both, but these are a must especially in the Arizona heat. Add a packet to your water bottle as often as you need. I also like the Jigsaw brand in fruit punch but I don’t think they have packets? I did find this Berrylicious flavor but cannot vouch for the taste.
Detachable Paddleboard Seat – my friend has this and it’s on my list!
SereneLife SUP Air Pump – can you pump your board up by hand? Yes. Are you going to want to? Absolutely not. This pump is such a lifesaver and, while it’s not quiet, it not only holds a charge that can pump up 2 boards on one charge but it can also plug into your cigarette lighter in your car if you need more than that. It’s my most favorite paddleboard accessory and I will never be without it.
Onyx Universal Paddle Vest – this is the life jacket I use on my board. If you have a larger chest it will still fit you really well. Seen in the photos below.
Rash Guard for women – this is the rash guard I wear, it has 50 SPF and it absolutely protects from the intense Arizona sun. I am very fair skinned and this has kept me from burning many a times. I like to get it wet to cool myself down when it’s really hot out, and it dries quickly too. Seen in the pic below.
Lil Sucker Drink Suction Cup – this sounds silly, but these things are SO convenient if you like to enjoy a beverage or two while out on your board – they suction your drink right to your board so it doesn’t fall off. They can be used for a canned drink, plastic water bottles, or I’ve even used them for my 20 oz. Simply Modern water cup. They work great and can be reused over and over.
Emergency Whistle – safety first! This is a must for hiking, paddleboarding, kayaking, fishing, whatever.
Women’s Water Shoes/Sandals – I bought these last year and they have worked great for me on multiple trips – they’ve been to Maui for hiking on the Road to Hana, the Salt River, and all my paddleboarding trips. They can get wet, they dry quickly and they’re comfortable to hike in, both on sand and dirt/rock terrain. You can peep them on the end of my board here.
Backpack Cooler – my kids have a zillion insulated lunchboxes so that’s what I usually bring to put some snacks and frozen water bottles in. However, if I needed to get a portable cooler, this is the one this is the one I would get so I could easily wear it like a backpack.
I also generally wear a baseball hat and cheapy sunglasses – no links for those as I just use whatever ones I have lying around my house – but highly recommend both for sun and eye protection, ESPECIALLY if it’s summer.
Whether it’s your first time on a paddleboard or your 100th, I hope the above list was helpful and please always remember to BE SAFE! Don’t paddleboard alone and please wear a life vest. If you have any questions about the gear listed above, or if you think I missed something important, please leave me a comment!